Citibank Personal Loan

Citibank Personal Loan

We bring you details about Citibank Personal Loan.

Citibank Personal Loan is provided by Citibank Singapore.

Citibank Personal Loan:

Citibank Ready Credit is a 2-in-1 product.

* Use it as a credit line, instalment loan, or a mix of both

Credit Line

* Easy repayment of as low as 3% of outstanding each month
* Low interest of 1.5% per month (17.95% p.a.) on outstanding balance
* Up to twice your monthly income to a maximum of S$100,000 revolving credit line

As long as you have an outstanding balance in your Citibank Personal Loan account, interest is calculated daily based on the outstanding debit balance at the end of each day.

There is a minimum interest charge of S$5.00 per month if you have any outstanding debit balance in your Citibank Personal Loan within the month.

If you have excess funds in your Citibank Personal Loan account (i.e credit balances), interest will be paid on the balance. Interest paid is similarly calculated on a daily basis (based on the bank's prevailing savings rate) and will be credited into your account at your statement date.

Citibank Personal Loan is subject to change.