Study Loan Rates

Study Loan Rates

We look at study loan rates from RHB bank in Singapore. It is taken from their Education Loan package.

Effective Study Loan Rates

The Effective Interest Rates# for the different repayment schemes, based on the Applied Interest Rate of 4.88% p.a. for Overseas Studies, are as follows:

Study Loan Rates :
Tenure | Standard Rates

1 year 8.50%
2 years 6.73%
3 years 6.11%
4 years 5.80%
5 years 5.60%
6 years 5.48%
7 years 5.39%
8 years 5.32%
9 years 5.26%
10 years 5.22%


Study Loan Rates :
Tenure Graduated^
During Study Period

1 year 5.55%
2 years 5.38%
3 years 5.28%
4 years 5.21%
5 years 5.17%
6 years 5.13%
7 years 5.10%
8 years 5.08%
9 years 5.06%
10 years 5.05%

Study Loan Rates :
Tenure Graduated^
After Study Period
1 year 6.09%
2 years 5.81%
3 years 5.62%
4 years 5.49%
5 years 5.40%
6 years 5.33%
7 years 5.27%
8 years 5.23%
9 years 5.19%
10 years 5.16%


Study Loan rates are shown for your personal use. Study loan rates are subject to change.

# Effective Interest Rates are calculated on a monthly rest method, and includes an upfront processing fee of 2% of the approved loan amount.

^ A 24 months study period is assumed in the calculation of the Effective Interest Rates for the Graduated and Deferred repayment schemes.